Wednesday, January 22, 2014

Learn How A JC Penney Retirees Financial Professional Can Help You Plan For Retirement

By Julio Riess


You might believe that your retirement is secure because you have a pension and intend to draw Social Security. Yet, this may not be enough and one cannot predict what Social Security will be like in the future. If you wish to have a comfortable and relaxing retirement, a JC Penney retirees financial planner can help.

When it comes to retirement plans, rules can be a bit confusing. This is especially important when you are considering rolling over a pension plan and converting it to another one. In some cases, this can be an excellent financial strategy. Yet, one must be aware of the pitfalls and problems that can be encountered, and that is why professional advice is essential.

If you want to enhance your retirement, an IRA or individual retirement plan makes sense. Yet, there are several choices when it comes to IRA plans. Some yield income tax savings now while others defer tax savings until retirement. Your financial planner knows all about IRA plans and is there to show you which options are best for you.

Perhaps you would like to check into all the possibilities that come with self directed IRA accounts. With this strategy, you control how your contributions are invested. For instance, you might want your money invested in gold bullion or coins. This is possible, but you will need to contact the right people to make it happen.

A comfortable retirement depends on a sound pension plan and much more. There are things you can do to take care of family members, and planning for your estate is essential if you want your directives carried out. A professional can lead you in the right direction.

When it comes to retirement, the more you leave to chance the more chances you take on your future. A JC Penney retirees financial professional is there to help you through the entire process. Even if you are just a few years away from retirement, you can improve your future with the right decisions today.

"Securities and advisory services offered through Commonwealth Financial Network Member FINRA/SIPC a registered investment adviser."




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