Do you ever have those experiences that, in the moment, feel incredibly stressful and overwhelming? This story was one of those moments for me. I can laugh about it now, only a few days later, but in the moment it was almost the final nick in the fragile dam that was holding my emotional well-being together.
Last week I was sitting at home caring for two children ages 4 and 18 months old. I am a live-in nanny and am responsible for the part-time care of these kids and their 3 older siblings who are school age. Normally I only work a few hours a week for the family, but this particular week, both parents had gone out of town on short notice so I found myself on child care duty 24/7. I was sitting at the kitchen table getting some work done and the kids were in the other room playing quietly when a loud knock rapped on the door. I got up and walked to the door expecting a neighbor's child asking to play with the 4 year old. Instead, when I opened the door, I was immediately overwhelmed by the smell of natural gas.
The first step is your credit score and your collateral. Not much really you can do about collateral unless you really feel that you need to burn money. However, make sure to get your score up. Have a few credit cards, actively use them, pay off all your balances on time.
Continuing their campaign to create a fire-safe America, the U.S. Fire Administration (USFA) released materials regarding the proper maintenance of your fire alarms and sprinklers. The USFA believes strongly that the routine maintenance of your fire alarm could protect more lives than just those of those in the home, and reducing fatalities from fire damage is the USFA's number one goal.
They call their campaign Install. Inspect. Protect. They want everyone in the house to have proper warning of impending danger. If residents are awoken at the first sign of danger, the chance of them getting out of the building safely increase dramatically. For this reason, the USFA wants you to install smoke alarms inside and outside of sleeping areas and on every floor of your home.
You are much more likely to hear the alarm if it's blaring in your ear, not when it quietly enters your dreams from down the hall.
Ultimately the fire fighters found the leak outside the home, checked the home to make sure it was safe to be inside, and called the gas company to come out and fix the line. (After their initial inspection of the leak on the day of, they didn't fix until a week later. But that's another story for another day.) Luckily all of us were able to stay safe and the leak was small.
If the situation had been worse we might have had to leave the home while they turned off the gas until the leak could be dug up and fixed or, if the leak had been inside, we would have had to tear down walls until the leak could be located and repaired. The moral of this story is, when it rains, it pours and it's better to be safe than sorry.
6. Authorize and Sign After having looked at all of the details you are ready to make your decision. If the details have changed be ready to walk away unless they give you what you agreed upon. Authorize the pull on your credit. Let the bank write up the agreement and make sure to read it in depth. Check that what you discussed and agreed to is inside the agreement. Once you are sure, sign the agreement and begin looking for houses in your budget, best of luck!
Last week I was sitting at home caring for two children ages 4 and 18 months old. I am a live-in nanny and am responsible for the part-time care of these kids and their 3 older siblings who are school age. Normally I only work a few hours a week for the family, but this particular week, both parents had gone out of town on short notice so I found myself on child care duty 24/7. I was sitting at the kitchen table getting some work done and the kids were in the other room playing quietly when a loud knock rapped on the door. I got up and walked to the door expecting a neighbor's child asking to play with the 4 year old. Instead, when I opened the door, I was immediately overwhelmed by the smell of natural gas.
The first step is your credit score and your collateral. Not much really you can do about collateral unless you really feel that you need to burn money. However, make sure to get your score up. Have a few credit cards, actively use them, pay off all your balances on time.
Continuing their campaign to create a fire-safe America, the U.S. Fire Administration (USFA) released materials regarding the proper maintenance of your fire alarms and sprinklers. The USFA believes strongly that the routine maintenance of your fire alarm could protect more lives than just those of those in the home, and reducing fatalities from fire damage is the USFA's number one goal.
They call their campaign Install. Inspect. Protect. They want everyone in the house to have proper warning of impending danger. If residents are awoken at the first sign of danger, the chance of them getting out of the building safely increase dramatically. For this reason, the USFA wants you to install smoke alarms inside and outside of sleeping areas and on every floor of your home.
You are much more likely to hear the alarm if it's blaring in your ear, not when it quietly enters your dreams from down the hall.
Ultimately the fire fighters found the leak outside the home, checked the home to make sure it was safe to be inside, and called the gas company to come out and fix the line. (After their initial inspection of the leak on the day of, they didn't fix until a week later. But that's another story for another day.) Luckily all of us were able to stay safe and the leak was small.
If the situation had been worse we might have had to leave the home while they turned off the gas until the leak could be dug up and fixed or, if the leak had been inside, we would have had to tear down walls until the leak could be located and repaired. The moral of this story is, when it rains, it pours and it's better to be safe than sorry.
6. Authorize and Sign After having looked at all of the details you are ready to make your decision. If the details have changed be ready to walk away unless they give you what you agreed upon. Authorize the pull on your credit. Let the bank write up the agreement and make sure to read it in depth. Check that what you discussed and agreed to is inside the agreement. Once you are sure, sign the agreement and begin looking for houses in your budget, best of luck!
About the Author:
MBA Construction, a general contractor in Blackfoot Idaho provides all types of construction. We specialize in design-build, build-to-print and commercial construction in the energy, industrial & medical industries.
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