Wednesday, May 8, 2013

There Are Many Financial Aid Options For Single Mummies

By Michelle Nguyen


Are you a single mum working an absolute minimum wage job and battling to make ends meet? Have you looked into post-secondary education but haven't a clue how you can financially swing it? If extending your education or training means a better job, higher revenue, and monetary security, but you are being held back by the cost, there are grants available which will fix your difficulties.

More than ever before, there has been a rise in grants for single mothers because of the large numbers of girls returning to college. The govt offers monetary help for single mums but suitability depends on whether the mummy is below a certain fiscal bracket. Single mothers can find grants through the central government, local government, and private institutions, including schools and companies.

State grants are available, but states have different help programs with their own set of eligibility requirements, application processes and award amounts. To discover what's available in your state, go to the library or do a Web search to research your state government's further education resources. Nowadays, single mums are such a giant segment of the school student population that many colleges have their own grant programs, but have a look at the federal grants first.

One of the most well-known need-based school grants is the Fed. Pell Grant, awarded to lowincome scholars whose household income falls below a set level. In 2008, the central government increased money for the Pell Grant programme, providing finance to more candidates along with increasing the dollar amounts. In order to qualify, you have to be a U.S. Citizen and an undergraduate student.

Grants for single mums are available not only for schooling costs but for assistance with a variety of other costs as well. Grants can assist with transport, housing, daycare, books, and computer systems. The easiest way to apply for any one of these aids is to apply online thru a Fed Student Help Application (FAFSA).

There are foundation grants,eg those offered by the Sun Woman Foundation, available for stipulated applicants such as single mothers in abusive relationships. Also to be considered are fixed grants from colleges and schools for lone parents who are registered. Grants are the best possible financial support because there is no need to pay them back; although need-based, you should apply even if you are unsure of your suitability.

As you begin your search for grants for single mothers, you need to beware of Internet scams promising to send grant info for a "shipping charge" of one or two dollars. You have no wish to give your credit card info to any one of these sites and open yourself up to undesired charges or worse. Stick to the central government scholarship database and the websites of bonafide establishments only.

As you begin your journey to further education remember that completing an online course program or a school advanced programme is a goal that will make a huge difference in your life. Remember that there are 900 different sorts of government grants, single ma grants, and financial help available for single mummies. With the right education, working moms can open doors for themselves and their families; grants for single mothers can be useful.




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